Truck accident survivors often suffer some of the most serious injuries of any type of motor vehicle wreck, but, unfortunately, they are also frequently taken advantage of due to both the extent of their injuries and the lack of knowledge of who is at fault for the cause, particularly when you would normally rely on an insurance adjuster, who can’t really be trusted.
With this in mind, we thought it would be a good idea to clue you in on who is generally to blame for these types of accidents so you can ensure you exercise your right to repayment.
Fault of the Truck Driver
In a significant number of tractor-trailer crashes, the driver of the big rig is the one who is to blame. This is typically due to being too tired to drive, distracted by a cell phone or the radio, or driving while under the influence of alcohol or drugs.
Additionally, it is quite common for truckers to drive aggressively. This could be by following too closely, changing lanes without using their turn signal, running red lights or stop signs, speeding, or otherwise bullying other cars on the road since their 18-wheeler is so much larger than almost every other motor vehicle traveling the same roadways.
However, the truck driver is more than likely going to be the least of your problems when you’re involved in a collision with a tractor-trailer, as there are several other parties who have more at stake.
The National Highway Traffic Safety Administration Regulations
The National Highway Traffic Safety Administration (NHTSA) is responsible for overseeing and enforcing the regulations that trucking companies have to follow when it comes to their truck drivers. This includes only hiring truckers that have safe driving records, are able to pass a drug test, and a host of other things.
One Milwaukee semi-truck accident lawyer also informed our team that the NHTSA also requires that trucking companies follow specific guidelines for the scheduling of their truck drivers. This means that those who drive tractor-trailers are only able to work a certain amount of days in a row, and their shifts can typically go no longer than 13 hours at a time.
When a company that employs a truck driver, their management team, or scheduling supervisors fail to follow these rules and someone like you is injured in the process, they can be held responsible for any expenses you might have accrued that stem from the crash with the big rig.
In either of these cases, you’ll likely start off by filing a claim with the insurance company, who is sure to do everything they can to minimize the amount they will need to pay you. To protect yourself, do your research and maybe even consider getting a second opinion before accepting any offers.