Understanding the Basics of Premises Liability Claims

Many people don’t think too much about being injured on another person’s property. You probably just expect that the building is safe and well-tended. The reason you feel that way is because of laws that require builders to create safe structures and property owners to maintain safe properties.

Most builders and property owners do everything they can to ensure that a structure is sound and safe. Regretfully, there are still ways you can be injured on someone else’s property. If you go to a store, you could trip on a loose floor tile and sustain an injury. If you go to your neighbor’s house for dinner, you could be hurt in a fall because of a loose handrail.

It’s possible for you to file a personal injury claim to recover compensation. Many people who are injured in Louisiana will talk to a New Orleans Personal Injury Lawyer about filing a claim. If you are considering filing a claim against the property owner who is responsible for your injury, you should know the basics of a premises liability claim.

The Basics of Filing a Claim for Premises Liability

The first thing you need to know is what premises liability is. This term refers to a property owner’s legal responsibility for injuries that occur on their property. If a property owner is negligent, they can be held liable for the injuries you sustained due to their negligence.

What is negligence? Negligence is when a property owner is not watching out for the safety of the visitors or guests who are lawfully on their premises. 

For example, if you are at a store and are injured when an object falls on you from the top of an unstable shelving unit, you could file a claim or sue for damages. The property owner should have secured the shelving so that no one would be hurt.

Can You Sue for Every Injury that Occurs on Someone Else’s Property?

No, not every injury will be the fault of the property owner. For instance, if you were injured in a fall caused by your own untied shoelaces, that injury would not be the fault of the property owner. If you can prove that your injury occurred because of negligent or wrongful behavior on the part of the property owner, you can sue for compensation.

To win your claim, you will need to prove negligence and prove your injuries.

Compensation for a Property Hazard Injury

One of the main reasons people file claims is to receive financial reimbursement for financial losses the accident caused them. For example, if you are injured in a fall, you may be dealing with medical expenses, lost income, and other costs. You probably just want the property owner to pay for these expenses, because they were responsible for causing them.

In addition to financial losses, you can receive compensation to account for your non-economic losses, such as pain, mental suffering, lost life happiness, scarring, disfigurement, or permanent injury.


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